AUTOCARE TOTAL LOSS
EFES Autocare Total Loss is an insurance solution focused on total loss coverage.
Covarage
EFES Autocare Total Loss is an insurance solution focused on total loss coverage. It brings a unique approach to the Armenian insurance market.
EFES Autocare Total Loss product consists of 2 packages:
Insurance Risks
Compensation is provided for the total loss of the vehicle due to the risks listed below:
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A total loss is considered if the vehicle is stolen or if the repair costs exceed 80% of the vehicle's market value.
If the repair costs are below 80% of the vehicle's market value, the damage is not classified as a total loss and will not be compensated.
The insurance premium is set at 0.3% of the maximum compensation amount, with a minimum of 30,000 AMD per year
The deductible is set at 10% of the insured amount.
Coverage is provided at the vehicle's full market value.
Voluntary Third Party Liability Insurance (VMTPL)
Liability arising from a traffic accident that has caused harm to the life, health, and/or property of third parties is covered under this policy. This coverage applies when a claim for damages is filed against the vehicle owner in accordance with RA legislation, including the following:
Driver and passengers’ insurance
Personal accident insurance of the vehicle’s driver and passengers.
Roadcare Assistance
The Roadcare Assistance package is essentially a service package that provides various types of car ambulance related to the vehicle, also known as an assistance package.
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300,000 AMD Covarage
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Mobile vulcanization
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Fuel delivery
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Power supply regulation
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Towing services
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Transportation of the driver and passengers from the scene of the accident to the destination
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Sober driver Service
Payment
One time
Payment is made as a one-time fee at the time of contract signing.
How Insurance contract is concluded
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Identity document
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Driving license
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Documents regarding the vehicle: registration certificate (technical passport)
In case of an accident
01
After an incident, do not move the vehicle, even if you have just noticed the damage.
03
Our Fast Response Service or operations team will either come to the scene or assist remotely, depending on the complexity of the incident.
02
Contact our 24/7 hotline immediately at 010 700 800.
04
Once the specialist provides final instructions, incident processing will be completed, and within 2 working hours, we will arrange the next steps.
You can sign an insurance contract
In case of an accident, contact EFES directly on the phone number 010 700 800,
By sending a message to our website's chat
Online: online.efes.am
Date of update : 06/09/2024 16:00