In recent years, travel insurance has become an essential part of planning an international trip. Yet for many travelers, it is still seen as just another document required for a visa application or something purchased “just in case.” In reality, travel insurance is much more than a formal checkpoint on your travel list. It is designed to protect you from unexpected situations that no traveler can fully predict or avoid. Why Is Travel Insurance Important? Every successful tri
In 2025, EFES Insurance CJSC continued to demonstrate stable and consistent growth, placing particular emphasis on the development of digital tools and the introduction of new solutions for individuals and families. Key Financial Indicators In 2025, the Company’s gross written premiums increased by 13% YoY to AMD 13.3 billion. The premium portfolio was primarily driven by property insurance (over AMD 4.2 billion), health insurance (AMD 4.9 billion), and voluntary motor insura
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