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EFES TRAUMA Insurance

Personal Accidents Insurance

EFES Trauma Insurance is the main product of EFES Insurance Company for unfortunate accidents, designed for individuals and families. It is currently the most comprehensive coverage in Armenia.

Unforeseen events occur in every area of life. Often, they happen independently of us; sometimes, they can be avoided, and other times, we can mitigate their consequences.

At EFES, we understand the complex nature of trauma. Our EFES Trauma insurance is specially designed to provide both physical and psychological support, ensuring that you and your loved ones receive the complete assistance needed during life's challenging times.

EFES Trauma Insurance is flexible, designed to meet your insurance needs.

You can focus on recovery, knowing that you are free from the financial burden of healing. You will have access to services ranging from surgeries and rehabilitation therapy to counseling and psychological support. We will be by your side throughout the entire treatment process, ensuring you peace of mind and security.

Individuals aged 0-75 can be insured. The policy becomes effective on the 5th day after signing and remains valid for 1 year.


 

առողջության ապահովագրություն

Insurance risks

EFES Trauma Insurance offers a primary plan along with additional coverage that can be selected according to your preferences.

The risks included in the main plan are:

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Physical trauma

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Psychological trauma

Loss of income

Second medical opinion

  • Death

  • Profound functional limitation

  • Severe functional limitation

  • Moderate functional limitation

  • Medical expenses

  • Rehabilitative therapy

  • Funeral compensation

  • Repatriation expenses

առողջության ապահովագրություն

Additional coverage

Annual preventive medical examination

Consultations:

  • General practitioner (pediatrician),

  • Gynecologist / urologist.

Laboratory tests:

  • ​General blood test with leukocyte formula,

  • General urine test,

  • Blood glucose test,

  • Lipid panel (cholesterol) test,

  • PAP smear test (for women),

  • PSA test (for 45+ men)

Instrumental examinations:

  • Electrocardiography,

  • Ultrasound of abdominal and pelvic organs.

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  • In case of an accident immediately contact EFES by calling 010 700 800,

  • Follow Insurer's instructions. According to the instructions, there may be a need to involve police or MES employees.

Insurance premium

Physical trauma
Death
Profound functional limitation
Severe functional limitation
Moderate functional limitation
Medical expenses
Rehabilitative therapy
Funeral compensation
Repatriation expenses
Psychological trauma
Loss of income
Second medical opinion
Annual preventive medical examination

Insurance premium

Insurance premium
(family member)

3 000 000 AMD

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 2 000 000

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 2 000 000

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 2 000 000

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 1 500 000

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 1 000 000

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 1 000 000

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 1 000 000

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 1 000 000

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according to your preferences,

ANNUAL HEALTH CHECK-UP 29.000 AMD

առողջության ապահովագրություն

Payment

In case of payment in installments 15% surcharge applies

առողջության ապահովագրություն

How Insurance contract is concluded

Պայմանագրի կնքման համար անհրաժեշտ են ապահովադրի և ապահովագրված անձանց․

  • Passports of the insured and insured persons

  • Social security cards

  • Phone number

  • Email address

You can sign an insurance contract

  • in the company's offices and representative offices,

  • In-Person: Visit our office

In case of an accident, contact EFES directly on the phone number 010 700 800․

Last update 06/12/2024 14:00

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© 2025 "EFES" INSURANCE CJSC
11 Zarobyan (entrance from Baghramyan Ave. 20), Yerevan, 0009, Armenia

Phone: +374 10 700 800
For Yerevan Municipality 033 830 830

Email address: info@efes.am
 

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Thank you for joining us.

EFES ICJSC is supervised by the CBA.

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