How to Get a 50,000 AMD Social Expense Refund for Health Insurance?
- EFES
- Apr 4
- 1 min read

If you have purchased health insurance in 2024 and need to submit your income declaration in 2025, we have good news for you! You are eligible for a social expense refund of up to 50,000 AMD.
What steps do you need to take to benefit from this opportunity?
Have electronic identification and activate your electronic signature,
Submit an application to EFES Insurance by filling out the form: https://www.efes.am/applicationsocialpayment,
Submit your 2024 income declaration,
Submit the application for social expense refund.
Once all steps are completed, the amount will be transferred to your specified bank account within 3 working days after submitting the application.
You can find detailed information about each step on our website: https://www.efes.am/social-payment, as well as on the official website of the State Revenue Committee of the Republic of Armenia: https://src.am/en.
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