EFES Health is a health insurance product designed for individuals and families.
packages to choose from independently
Exclusive access to international coverages such as Oncocare by Swiss Re, Lifecare, and MSO by MediGuide.
Age range: 0-100 years.
Perhaps the most comprehensive health insurance product in Armenia.
Pricing starts at just 7,139 AMD per month
Assignment of a personal doctor to monitor your health 24/7
Standard
Limit of compensation
5,000,000 AMD
Premium
Limit of compensation
10,000,000 AMD
Exclusive
Limit of compensation
20,000,000 AMD
Kids
Limit of compensation
5,000,000 AMD
The main packages include
Inpatient and outpatient care
Pregnancy and obstetrics
Oncology
Congenital defects
Health eyes, Health heart, Health breath
Rehabilitation
Annual health check-up
Additional packages
Healthy teeth
Athlete
Accidental Death
Coverage Area
This insurance encompasses accidents occurring within the territory of the Republic of Armenia. except for certain additional packages (such as EFES Oncocare, EFES Lifecare, etc.), which are valid worldwide
In accordance with the contract, the aggregate insurance coverage for each insured individual ranges from AMD 5,000,000 to 20,000,000.
Insurance Payment
The insurance premium depends on:
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The ages of you and your family members, and the number of individuals,
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The selected main and additional packages,
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The payment method.
Payment
How Insurance contract is concluded
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Passports of the insured and insured persons
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Social security cards
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Phone number
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Email address
Insurance contract can be purchased
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In-Person: Visit our office.
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Via appointment: Call 010 700 800 to schedule a meeting at a location convenient for you.
Medical Second Opinion
The consequences of misdiagnosis or incorrect treatment can be severe, impacting the quality of life and potentially leading to disability or even death. Additionally, these situations may entail unnecessary and costly surgeries. With this coverage, the insured person will have the opportunity to receive opinions from specialists at leading clinics for confirmed diagnoses within the Republic of Armenia.
Medical second opinion
Fewer health complications arise, leading to better health outcomes.
Certain complex and costly surgeries and/or interventions are avoided.
The recovery period is quicker, allowing for a faster return to work and family.
Medical insurance reimbursements decrease, and additional expenses are reduced.
In 2022, for 91.43% of cases assessed by Mediguide, there was a change in diagnosis in 3.20% of cases, while 88.23% saw a change in the treatment plan.
EFES Insurance CJSC provides non-life insurance in the health insurance category.
Last update: 04/10/2024 16:00